The Deen Dayal Jan Awas Yojana (DDJAY) introduced by the Government of Haryana is hailed as one of the most progressive plotting policies in North India. Its standout provision is granting plot owners the legal permission to construct Stilt Parking + 4 Independent Residential Floors.
1. What is the Stilt + 4 Floors Provision?
Under standard urban plotting, single-family homes or maximum ground + 2 floors are allowed. DDJAY revolutionized this by recognizing the high demand for independent apartments:
- Stilt Level: Dedicated covered car parking space for residents and visitors.
- 4 Residential Floors: Floor 1, Floor 2, Floor 3, and Floor 4 constructed above the stilt level.
- Independent Registry: Each floor receives a distinct registry, separate electricity/water connection, and distinct sale deed permissions.
Key Technical Specifications:
- FAR (Floor Area Ratio): Up to 2.64 permissible with purchasable FAR norms.
- Height Allowance: Up to 15.0 meters to accommodate stilt + 4 residential levels comfortably.
- Zero EDC / IDC: Subsidized state charges saving substantial upfront costs.
2. Financial Return Comparison: Standard vs DDJAY Plot
| Metric | Standard Unapproved Plot | Nextra City DDJAY Plot |
|---|---|---|
| Floors Permitted | G + 1 or G + 2 | Stilt + 4 Independent Floors |
| Separate Registry | Not Allowed (Single Deed) | Each Floor Individually Registered |
| Bank Loan Eligibility | Difficult / High Interest | Up to 80% Pre-Approved (SBI/HDFC) |
| Rental Income Potential | 1x | 4x (Four Separate Units) |
3. Conclusion: The Smartest Plotted Move in NCR
Investing in Nextra City gives you complete autonomy: build your multi-level family dream villa or develop and monetize individual floors to capitalize on the 1,00,000+ upcoming corporate workforce in IMT Kharkhoda.